At Etiqa, we focus about protecting what is most precious to youRead More>
There are aspirations you'd like to achieve - getting a better car, a bigger home and comfortable retirement. But at times, your savings may be needed for life-saving emergencies, putting your aspirations on hold. That's why Harmoni gives you the flexibility and peace of mind to manage your finances, without comprising your Takaful Coverage.
You may withdraw some of the money from the Participant Investment Fund if required.
You have the flexibility to boost your cover from a wide range of riders that can be attached to your basic cover.
A lump sum of the basic sum covered plus accumulated value in the Participant Investment Fund (if any) will be paid in the event of death, or Total and Permanent Disability (TPD). Upon death of the person cevered, RM1,000 shall be payable for funeral expenses.
You will be paid a lump sum of the accumulated value in the Participant Investment Fund (if any) when your certificate matures.
Aged 14 days to 60 years
Aged a minimum of 19 years, with no maximum age