Damage, or break-ins to your home could leave you and your family with financial, and emotional worry. The Houseowner / Householder plan helps you alleviate the cost of replacement, and repairs.
To assist you in determining the sum insured / covered, you may use the estimated building cost calculator provided by Persatuan Insurans Am Malaysia (PIAM) via the following link. Please note that you are advised to seek independent professional advice if the property had been extensively renovated and/or have unique/non-standard design.
Coverage for damages to your home building and content caused by the following:
Fire, lightning, and domestic explosion.
Bursting, or overflowing of domestic water tanks, apparatus or pipes.
Loss of rent up to 10% of your total sum insured.
Theft by actual forcible, and violent entry into the house.
Acts of nature which include floods, hurricane, typhoon, windstorm, and more.
Extend your coverage with the following:
Riot, strike and malicious damage.
Inoccupancy in excess of 90 days.
Theft without actual forcible, and violent entry into the house, theft by domestic maid, or family / household member, and more.
How does the Houseowner/Householder plan insure your home?