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Karisma offers a Takaful-compliant coverage and savings plan with the flexibility to cover either
the Participant or Person Covered; giving you the assurance and faith that your
family's future is secured no matter the outcome.
Enjoy a fixed cash payout up to 10% of the basic sum covered at the end of every two (2) certificate years throughout the certificate duration.
A lump sum of the basic sum covered plus accumulated value in the Participant Investment Fund (if any) will be paid in the event of death, or Total and Permanent Disability (TPD). Upon death of the person cevered, RM1,000 shall be payable for funeral expenses.
You will be paid a lump sum of the accumulated value in the Participant Investment Fund (if any) when your certificate matures.
You have the flexibility to boost your cover from a wide range of riders that can be attached to your basic cover.
Aged 14 days to 55 years
Aged a minimum of 19 years, with no maximum age