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The housing loan protection plan for public servants

Buying a house is not easy especially with the increasing price of houses. Furthermore, getting financial support for it is even harder. Mortgage Reducing Term Assurance (MRTA) helps you settle your outstanding home financing amount in the event of Death or Total and Permanent Disability (TPD).
 

Benefits & Privileges

Total and Permanent Disability (TPD) Benefit
Your outstanding home loan amount will be paid based on reducing sum insured in the event of total and permanent disability before you reach age 70.
Death Benefit
Your outstanding home loan amount will be paid based on reducing sum insured in the event of your unfortunate demise during the term of coverage.

Loan/Financing Information (LPPSA)

Type of loan/ financing Type 1-Buying a house/ residential plot that has been completed Type of loan/ financing Type 3-Buying a house/ residential plot under construction Loan/ financing process flowchart Documents relating to the type of loan/ financing (miscellaneous)
Online application portal Loan/ financing calculator Video on loan/ financing procedures User manual for loan/ financing application

Am I eligible?

Entry Age limit (Age nearest birthday) 18-70 years old
Expiry Age limit (Age nearest birthday) 90 years old
Certificate Term Minimum Term: 1 year
Maximum Term: 40 years (inclusive of deferment period) or age 90, whichever is earlier
Deferment Period 0-5 years
Loan Amount Above RM750,000 of loan amount will be subject to underwriting
 
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Ask us about this plan today!

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Etiqa Life Insurance Berhad (201701025113)
Government Business Unit
No.15 & 15A,
Jalan P8G1, Presint 8,
62000 Putrajaya,
Malaysia.

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Underwritten by Etiqa Life Insurance Berhad (201701025113)
(Licensed under Financial Services Act 2013 and regulated by Bank Negara Malaysia)

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