Our Shariah Committee

Meet the Shariah Committee who are responsible to advise Etiqa Family Takaful Berhad and Etiqa General Takaful Berhad in ensuring its business, affairs and activities comply with Shariah.

Dr Ahcene Lahsasna
Dr Ahcene Lahsasna
A former Associate Professor and the Deputy Director of the Centre for Research and Publication at International Centre for Education in Islamic Finance (INCEIF). Dr. Lahsasna received his Bachelor degree in Islamic Science from Algeria and later obtained his Master and Ph.D in Islamic Law and Islamic Jurisprudence (Fiqh and Usul Fiqh) from IIUM, Malaysia.

He is a registered Shariah advisor for the Islamic Unit Trust Schemes and Islamic Securities (Sukuk), with the Securities Commission of Malaysia; member of Shariah Committee of Maybank Islamic Berhad and sits in Shariah Advisory Council of the Malaysian Financial Planning Council (MFPC). Dr Lahsasna also sits on the panel of FAA ccreditation, appointed by the Finance Agency Accreditation Malaysia. He is the member of Shariah Committee of Etiqa Takaful Berhad (SCETB) since 2009 and appointed as Chairman of SCETB in July 2015.
Dr. Sarip Adul
Dr. Sarip Adul
A senior lecturer at University Malaysia Sabah. He obtained his first degree in Shariah from the University of Al-Azhar, Egypt and Master in Fiqh and Usul Al-Fiqh from University of Jordan. He later pursued his PhD in Shariah at Universiti Kebangsaan Malaysia (UKM) and obtained his doctorate in 2015. He is the former member of Fatwa Council for Sabah and currently sits as a Shariah Committee member of Baitulmal Sabah. He was the Shariah Committee member of Maybank Islamic from 2011 to 2015. He is also a registered Shariah Advisor for the Islamic Unit Trust Schemes and Islamic Securities (Sukuk), Securities Commission of Malaysia. In relation to the takaful industry, he sits as the Shariah Committee member of Etiqa Takaful Berhad since 2011. He actively participated as a speaker in various seminars, events and television programs relating to Shariah, Islamic law and da’wah.
Professor Dr. Rusni Hassan
Professor Dr. Rusni Hassan
Dr. Rusni Hassan is a Professor and Deputy Dean at the IIUM Institute of Islamic Banking and Finance, IIUM. She graduated with LLB (Honours), LLB (Shariah) (First Class), Master of Comparative Laws (MCL) and Ph.D in Law. She was a member of Shariah Advisory Council Bank Negara Malaysia, the highest legal body that ascertained the Islamic law for the purposes of Islamic financial business in the country from 2010 to 2016. She is the Shariah Committee member for a number of institutions in Malaysia including Association of Islamic Banking Institutions Malaysia (AIBIM). Internationally, she is the Shariah Committee member for Housing Development Finance Corporation and Housing Development Corporation, Maldives. She is a registered Shariah Advisor with the Securities Commission Malaysia.

She is also active in the Association of Shariah Advisors in Islamic Finance Malaysia (ASAS) and the International Council of Islamic Finance Educators (ICIFE) where she is the Secretary and the Assistant Secretary for both associations respectively. She has spoken extensively in seminars, workshops, conferences and trainings on various Islamic Finance issues. Her publication includes books on Islamic Banking and Takaful, Islamic Banking under Malaysian Law, Corporate Governance of Islamic Financial Institutions and many articles in local and international journals. She has received awards as a Promising Researcher at IIUM in 2012.

Her works and contribution to Islamic Finance has also been recognized internationally when she was listed among the Top 10 Women in Islamic Finance by CPI Financial in 2013 and been awarded as Most Talented Women Professional in Islamic Banking, Asia Islamic Banking Excellence Awards, CMO Asia, 2014; and Women of Distinction in her contribution in the field of Islamic Finance and law by Venus International Women Awards (VIWA 2016).
Professor Dr. Abdul Rahim Abdul Rahman
Professor Dr. Abdul Rahim Abdul Rahman
Dr. Abdul Rahim is currently the Deputy Vice-Chancellor (Academic & International) and Professor at the Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia (USIM). He is also the Independent Director of Etiqa General Takaful Berhad & Etiqa Family Takaful Berhad since October 2017. He holds a Bachelor’s degree in Finance and Accounting from the University of East London, and Master’s degree in Accounting and Management Sciences, and PhD in Accounting in Islamic Institutions from the University of Southampton, United Kingdom.

Currently, Professor Abdul Rahim is a member of Jabatan Kemajuan Islam Malaysia’s (JAKIM) Muamalat Panel of Experts. He is also a member of the Shariah Committee for Amanah Ikhtiar Malaysia, an Islamic microfinance provider. He is actively involved in teaching, research and consultancy on Islamic Finance, Islamic Accounting, Ethics and Governance, and Shariah Audit. He has published 3 books, and more than 40 papers in academic journals and chapters in books.
Professor Dato Dr Mohd Azmi Omar
Professor Dato Dr Mohd Azmi Omar
Professor Dato’ Dr. Mohd Azmi Omar is the President and Chief Executive Officer at International Centre for Education in Islamic Finance (INCEIF) since October 2017. Prior to his present position, he served as the Director-General at Islamic Research and Training Institute, Islamic Development Bank Group, Jeddah, Kingdom of Saudi Arabia, being the first Malaysian appointed to that post. He accumulated vast experiences in International Islamic University Malaysia (IIUM), having served in various capacities including Deputy Rector (Academic & Research), Dean of Institute of Islamic Banking and Finance (IIiBF) and Dean of Kulliyyah of Economics and Management Sciences. Dato’ Dr Azmi holds a Bachelor’s degree in Science (Finance) and Master of Business Administration from Northern Illinois University, United States of America. Subsequently, he completed his PhD in Finance from Bangor University, Wales, United Kingdom. He also serves as the Islamic Finance Expert to the Autoriti Monetari Brunei Darussalam.
Sahibus Samahah Dato Dr Anhar Opir
Sahibus Samahah Dato Dr Anhar Opir
Sahibus Samahah Dato’ Dr. Anhar Opir is currently the Deputy Mufti of State of Selangor. He was appointed to his present office on January 2016. Dato’ Dr. Anhar received his Bachelor’s degree in Syariah Islamiyah from Al-Azhar University and later obtained his Master in Islamic Philosophy (with Distinction) from Cairo University, Egypt. He completed his PhD in Fiqh and Usul Fiqh (with Distinction) from the World Islamic Sciences and Education University (WISE), Jordan. Prior to his appointment of Deputy Mufti of State of Selangor, he served as the Senior Lecturer at Department of Islamic Studies, Universiti Pendidikan Sultan Idris.