Drive Less Save More Insurance

Etiqa rewards you for your reduced mileage on the road. The less you drive, the more you gain! Just select the Drive Less Save More Insurance add-on at no extra cost when you sign up for your Etiqa Motor Insurance plan.

A simple guide on how to activate the Drive Less Save More benefit

DLSM Step 1

Step 1: Download

Download the Etiqa+ app

DLSM Step 2

Step 2: Activate

Tap on “My Active Policy / Cert”
Select your vehicle
Tap on “Activate Now”
Fill in your details
Upload photo of your vehicle’s odometer reading and a photo of your vehicle number plate.
Fill in your bank details & tap “submit”

DLSM Step 3

Step 3: Submit Cashback

You can start submitting your Drive Less Save More cashback claim 10 days after your initial activation!

DLSM Step 4

Step 4: Enjoy Your Cashback!

Your cashback will be credited into your bank account within 5 to 7 working days.

You can make additional submissions every 10 days!

Get cashback of up to 30% a year when you add on the Drive Less Save More benefit.

The cashback is calculated on a daily basis, as a percentage of your basic premium (minus No Claim Discount) based on the variables in the Cashback Table below.

Tier	Kilometre Range Per Day	Daily Cashback %	Total Cashback % For A Year
1	0 - 14km	0.082%	30%
2	15 - 28km	0.055%	20%
3	29 - 42km	0.027%	10%

Note: Fractions of distance driven will be rounded up to the nearest km. If your annual mileage exceeds 15,000KM, you will not be eligible for cashback.

Eligibility

Customers with vehicles protected by Etiqa’s comprehensive Private Car Insurance and used for private purposes only.

Enjoy more savings when you drive less now.

Add This Benefit

Learn how the Drive Less Save More Benefit works:

Frequently Asked Questions

What is the Drive Less Save More benefit?

Etiqa Drive Less Save More is a free benefit add-on which rewards customers for reduced mileage on the road. Customers can enjoy this reward via cashback of up to 30% of the basic premium (minus No Claim Discount) by selecting this add-on when they sign up for an Etiqa Motor Insurance comprehensive plan.

How can I purchase the Drive Less Save More benefit?

You can only add-on this benefit when you sign-up for an Etiqa Motor Insurance plan.

Will there be additional premium charged for the Drive Less Save More add-on?

No, the Drive Less Save More add-on is free of charge.

I did not add on the Drive Less Save More benefit when I signed up for my Motor Insurance. Can I do it now?

No, you can only add-on the Drive Less Save More benefit at the time of your Motor Insurance sign-up or renewal.

Can I still enjoy the No Claim Discount (NCD) with the Drive Less Save More add-on benefit?

Yes, you are still entitled to the NCD for your Motor Insurance. The Drive Less Save More cashback is calculated as a percentage of your premium, net of the yearly NCD (if any).

Kindly download the full FAQ here

FAQ - Drive Less Save More Insurance

Drive Less Save More Insurance

The less you drive, the more cashback you get!