Drive Less Save More Takaful

Etiqa rewards you for your reduced mileage on the road. The less you drive, the more you gain! Just select the Drive Less Save More Takaful add-on at no extra cost when you sign up for your Etiqa Motor Takaful plan.

How Does It Work?

Activate your benefit
After signing up for an Etiqa Motor Takaful plan with the Drive Less Save More add-on, upload an image of your car odometer reading and car number plate via the Etiqa+ App. You can do this at your convenience.
Claim your cashback

Subsequent uploads of your car odometer reading will be required to claim a cashback during the coverage period. You can upload an odometer reading as frequently as you wish, subject to a minimum of 10 days between each upload.

Submit the final upload

Upon expiration of your Motor Takaful plan, a final submission of your car odometer reading is required. You will be notified via an SMS reminder 3 days before the expiration date.

Get cashback of up to 30% a year when you add on the Drive Less Save More benefit.
 
The cashback is calculated on a daily basis, as a percentage of your basic contribution (minus No Claim Discount) based on the variables in the Cashback Table below. 
 
Tier Kilometre Range Per Day Daily Cashback % Total Cashback % For A Year
1 0 - 14km 0.082% 30%
2 15 - 28km 0.055% 20%
3 29 - 42km 0.027% 10%
Note: Fractions of distance driven will be rounded up to the nearest km. If your annual mileage exceeds 15,000KM, you will not be eligible for cashback.

Eligibility

Customers with vehicles protected by Etiqa’s comprehensive Private Car Takaful and used for private purposes only.
 
 

Enjoy more savings when you drive less now.

Add This Benefit

Learn how the Drive Less Save More Benefit works:

Frequently Asked Questions

What is the Drive Less Save More benefit?

Etiqa Drive Less Save More is a free benefit add-on which rewards customers for reduced mileage on the road. Customers can enjoy this reward via cashback of up to 30% of the basic contribution (minus No Claim Discount) by selecting this add-on when they sign up for an Etiqa Motor Takaful comprehensive plan.

How can I sign up for the Drive Less Save More benefit?

You can only add-on this benefit when you sign up for an Etiqa Motor Takaful plan.

Will there be additional contribution required for the Drive Less Save More add-on?

No, the Drive Less Save More add-on is free of charge.

I did not add on the Drive Less Save More benefit when I signed up for my Motor Takaful. Can I do it now?

No, you can only add-on the Drive Less Save More benefit at the time of your Motor Takaful sign-up or renewal.

Can I still enjoy the No Claim Discount (NCD) with the Drive Less Save More add-on benefit?

Yes, you are still entitled to the NCD for your Motor Takaful. The Drive Less Save More cashback is calculated as a percentage of your contribution, net of the yearly NCD (if any).

Kindly download the full FAQ here

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Underwritten by Etiqa General Takaful Berhad (201701025031)
(Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia)

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