Houseowner and Householder Takaful| Etiqa Malaysia

HouseOwner and HouseHolder Takaful

Damage or break-ins to your home could leave you and your family with financial and emotional worry. The Etiqa HouseOwner and HouseHolder plan helps you alleviate the cost of replacement and repairs.

Get an estimate of how much coverage you need by using this Building Cost Calculator provided by Malaysian Takaful Assosciation (MTA). Please note that you are advised to seek independent professional advice if the property had been extensively renovated and/or have unique/non-standard design.

What’s Included

Coverage for damages caused by fire, lightning, and domestic explosion.

Reimbursement for damages caused by acts of nature like floods, hurricanes, typhoons, windstorms, and more.

Coverage for damages caused by road vehicles or animals.

Reimbursement for loss of rent up to 10% of your total sum insured/covered.

Coverage for damages caused by bursting, or overflowing of domestic water tanks, apparatus or pipes

Coverage for theft by actual forcible, and violent entry into the house

Key Benefits

Etiqa’s video-assisted claims process

With Etiqa’s video-assisted claims process, you can get compensated for minor home damages in minutes instead of days. Click here to learn about E-Cleva.

Complete Add On Coverage

List of Available Add-ons

Add-ons

Riot, Strike and Malicious Damage
Increase Limit of Liability to the public up to a maximum limit of RM250,000
Increase limit for loss of rent
Inoccupancy in excess of ninety (90) days
Theft without actual forcible and violent breaking into and/or out excluding theft by domestic servants or member of family/household

Underwritten by Etiqa General Takaful Berhad (201701025031)

(Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia)

Houseowner and Householder Takaful

Secure your home and its contents with this Shariah-compliant option