Risk, Advice & Protect
Introduction

Etiqa Risk Advice and Protect (eRAP) provides analyzing, assessing, preventing, reducing, and controlling risk exposures services that business operations of a company may encounter. This will enable companies to have a better understanding of their risks before deciding on coverage that is suitable for protecting their business operations.
These services are provided by Etiqa’s in-house Risk Engineers and Risk Advisors, while third-party specialized services that are technical in nature will be recommended in accordance to the requirements of the assessed risks.

Risk Engineers & Risk Advisors
Etiqa’s Technical & Risk Management Services (TRMS) department are made up of Risk Engineers qualified in different fields of engineering, while our Risk Advisors comprise of selected personnel from various business units that are skilled in providing general insurance product consultation, and who have been trained by Etiqa’s own TRMS department with the technical know-how in providing sound risk advice.

Target Market
Currently, the Risk Advice and Protect (RAP) services are offered to Etiqa’s existing clients. However, companies that are seeking risk mitigation services or alternative advice in industries such as, manufacturing, power plants, oil & gas, aviation, marine, construction, telecommunication, agriculture as well as any business operations that are exposed to potential operational risks, can greatly benefit from the service that Etiqa has to offer.

Approach
RAP services will be conducted by Etiqa’s Risk Engineers & Risk Advisors (and/or by third parties where necessary) at the respective client’s business operations. Any risk assessment report requested will be subjected to terms and conditions.
Kelas Insurans dan Segmen Perniagaan
Coverage
What's covered?
Risk Control Consultation
Evaluation of risk exposures and safety procedures
Perform loss control surveys of property & risk control measures
Advise clients on best practices in risk mitigation and safety management strategies
Perils Exposure Consultation
Fire Insurance perils identification
To advise best suited perils for the insurable property or assets
Lightning Protection Consultation
Lightning protection assessment (Klang Valley only)
Site evaluation by lightning protection consultants
Infrared Thermography Survey
Non - destructive testing
Electrical survey – on the thermal projection of electrical systems
Mechanical survey – on thermal projection of mechanical systems
Structural survey – identifying heat projected structures
Site evaluation by licensed Infrared Thermography consultants
Fire Protection Systems Workshop
Identify fire protection systems available
Review function and operation of the fire protection systems available
Identify deficiencies if any
Maintenance, inspection and testing as per industry best practices
Fire Fighting Familiarization Training
Basic principles of fire fighting
Basic usage of the fire protection systems available
Nasihat Risiko & Perlindungan Etiqa
Maklumat Hubungan
For specific enquiry, kindly refer to;
Corporate Business Risk AdvisoryMuhammad Ekhwan Ibrahim
Head of Department
+603-2785 4076
ekhwan.i@etiqa.com.my