SME Care Insurance

Human capital is a critical investment and a driving force behind your business Etiqa SME Care enables you to safeguard your employees with comprehensive protection, delivered in a Fast & Easy manner for both the employees & the employer:

Key Benefits

One-stop Solution
Employees can enjoy coverage for death, disability, illness, hospitalisation & outpatient, all from a single provider
Cardless Medical Care
Employees can visit hospitals & clinics without the need for a physical medical card
Cashless Medical Care
Guarantee Letter provided for admission without payment at panel hospitals nationwide with just one phone call to our 24/7 hotline. Employees can also seek medical care at panel clinics without payment
Etiqa Smile App
Etiqa Smile App
App which empowers employee via self-service functionality such as Guarantee Letter & real-time policy information viewing, anywhere & anytime


Underwritten by Etiqa Life Insurance Berhad (201701025113)
(Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia).