Motor insurance

The Best Motor Insurance Company

In recognition of our excellence and effort in customer satisfaction through Fast and Easy processes, Etiqa has been awarded the Best Motor Insurance Company 2017/2018 by iBanding, an independent insurance education website.

Get an additional 10% rebate on top of your NCD when you renew online.

New 0% interest instalment plans now available for Maybank credit card holders. Terms & conditions apply.

What's Included

Third party bodily injury and death
Automobile Services
Third party property loss or damage
Loss or damage to your own vehicle due to accidental fire, theft, or accident

Key Benefits

Instant 10% discount upon renewal
Extra 10% on top of your No Claim Discount (NCD) when you renew online.
Fast and easy
Just 3 easy steps to renew.
Agreed Value
In the event of claim, you will be reimbursed according to the agreed value.
All authorised drivers
There is no need for you to put in any named drivers, all your authorised drivers are automatically covered.
Nil excess
No more claims excess when you make a claim. For drivers above 21 years old only.
24-hour Emergency Road Assistance
A dedicated Claims Careline and Auto Assist App that offers 24/7 emergency assistance.

Complete Add On Coverage

Oto 360 Personal Accident Cover

Get covered for medical expenses, death or disability due to accident for both driver and passengers.

Learn More

Windscreen Coverage.

Protect your NCD benefits when claiming for windscreen cracks and breaks.

Smart Key Replacement

Get cash of up to RM3,000 to replace your lost, stolen, or damaged car smart key.

Cash Assistance

Get cash in addition to claims payout should you get into an accident.

Compensation for Loss of Use (CLU) & Assessed Repair Time (CART)

Get compensation when your car is in the workshop for accident repairs.
The differences between CLU and CART
Add-on Type Compensation for Loss of Use (CLU) Compensation for Assessed Repair Time (CART)
Benefits paid Based on the duration that your car is laid up in the workshop. Based on assessed repair time by the adjuster.
Maximum cash payout per day RM200 RM200
Maximum number of days 10 days 21 days
The number of the payout and days vary according to your policy/certificate.

Extreme Weather

Get covered against loss or damages to your car due to floods, thunderstorms, landslides, and more.


Get covered against loss or damages to your car in the event of strikes, riots, and civil commotions.

New Spare Parts

Replace accident-damaged parts with new spare parts at no additional charges. Applicable for cars above 5 years old.

Whole Car Repaint

Get the whole car repainted, not just the damaged area. Applicable for cars below 10 years old.

e-Hailing Coverage

Your standard motor policy/certificate ONLY covers the loss or damage to your car for your private use. Add-on e-Hailing Coverage for the following benefits to cover you and your passenger when you use your car to transport fare-paying customers (for example such as Grab, MyCar and etc):
Benefits Description Motor Coverage e-Hailing Coverage
Own Vehicle Damage Loss or damage to your own vehicle due to accidental fire, theft or accident    
3rd Party Property Damage Loss or damage to other person's car or property    
3rd Party Bodily Injury or Death Death or injury to third party in an accident    
Legal Liability to & of Passengers Legal liability to passengers
Legal liability of passengers
Personal Accident for Driver  Accidental death & permanent disability cover for the driver    

Get an additional 10% rebate on top of your NCD when you renew online.

Help & Support

What our customers say about us

The only people whose opinions we value and learn from are our customers.

auto assist

Download Auto Assist App

Get smart roadside assistance via our Etiqa Auto Assist app:

  • Get secure help anytime & anywhere safely.
  • Make effortless request with the GPS tracking mobile.
  • No waiting for hotline calls anymore.

Awards & Recognition

Our success stories

Best General Insurance company in Malaysia

World Finance Global Insurance Awards 2017

Best Motor Insurance and Motor Takaful Company

iBanding 2017/2018

Best Takaful Operator in Malaysia

Motordata Research Consortium (MRC) Symposium 2017

Download Documents

Please refer to the Product Disclosure Sheet and Policy Wordings for further details of the benefits.

Underwritten by Etiqa General Insurance Berhad (9557-T) (Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia).