Maxihome Content’s wide range of coverage includes:
Theft
Loss of or damage to property including personal money kept at home caused by theft.
Natural Disasters
Loss of or damage to property as a result of:
• Hurricane, cyclone, typhoon and windstorm2
• Earthquake and volcanic eruption2
• Flood2
• Subsidence or landslip3
• Lightning and thunderbolt
Loss of or damage to property as a result of:
• Bursting or overflowing domestic water tanks, apparatus or pipes2
• Malicious persons and vandals2
• Impact by road vehicles4
• Fire and explosion
• Falling aerial devices or aircraft
• Riot, strike and civil commotion
Accidental damage against specified risks to:
• Electrical and electronic appliances in your home5
• Mirrors, plate glass and fixed glass in furniture5
In the event of loss or damage occurred, the following excess will apply:
1Based on coverage for Home Contents value of RM30,000, Personal Money of RM750 and Personal Liability of RM250,000
2The first RM250 is not covered.
3The first 5% of Sum Insured, subject to a maximum of RM25,000.
4The first RM250 is not covered in respect of impact by road vehicle belonging to or under the control of the Insured.
5The first RM200 is not covered.
Personal Liability
Indemnifies you against legal liabilities in the event you accidentally cause injury or property damage to others.