Intelek Takaful

Planning a good education fund for your children is the best thing you could do to secure their future. With Intelek, we’ll help you meet your children's education, and Takaful needs, whilst keeping it affordable.

Key Benefits

Investment Principles, the Takaful Way
With our Shariah-compliant plan, you'll receive a sum covered of RM10,000 or more, with a contribution of RM70 and above every month.
Academic Excellence Award
Encourage your children to strive for good grades, and we’ll present them with cash rewards.
Help in Times of Uncertainty for Parents
You may also withdraw up to 80% of the available amount in your Participant Investment Fund account when unexpected expenses arise. In times of misfortune, such as death, or Total and Permanent Disability (TPD), we will bear your contributions for you when you attach your plan with payor waiver rider.
Maturity Benefit
You will be paid a lump sum of accumulated value in Participant Investment Fund (if any) when your certificate matures.

List of Rider

1) Accidental Death & Dismemberment Rider
2) Critical Illness Rider
3) Hospital Cash Benefit Rider
4) Ultra Medic Rider
5) Level Term Rider
6) Regular Top-up Rider

1) Waiver of Contribution for Critical Illness Rider (Payor)
2) Waiver of Contribution for Death and TPD Rider
3) Level Term Rider (Payor)
4) Family Income Benefit


  • Person Covered
    Between the age of 14 days to 15 year old
  • Participant
    Between the age of 19 to 60 year old


Underwritten by Etiqa Family Takaful Berhad (Co. Reg. No. : 199301011506)
(Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia)